Payment

POST https://business.novasend.app/v1/direct/payin

Initiates a Mobile Money payment request (push / STK / USSD) with supported operators (WAVE, Orange Money, MTN MoMo, Moov, etc.).

Request Headers

Header	Description	Required
Authorization	Used to authenticate the API, `Basic base64(api_key:api_client)`	✅
X-Idempotency-Key	Ensures transaction uniqueness. The value must be a UUID	✅
Content-Type	`application/json`
Accept-Language	Language used for error messages. Supported values: `en`, `fr`

Request

Field	Type	Description	Required
reference	string	Unique transaction identifier.	✅
customerName	string	Name of the customer making the payment.
payin	object	Information related to the incoming payment.	✅
payin.amount	number	Payment amount.	✅
payin.msisdn	string	Customer phone number (international format).	✅
payin.provider	string	Payment provider (`WAVE`, `ORANGE`, `MOMO`, `MOOV`).	✅
payin.country	string	ISO country code (`CI`, `CM`).	✅
payin.otp	string	OTP code for Orange Money (obtained via #144*82#).	✅
action.successUrl	url	Redirect URL after a successful action.	✅
action.failureUrl	url	Redirect URL after a failed action.	✅

{
  "reference": "{{$randomUUID}}",
  "customerName": "John Do",
  "payin": {
    "amount": 300,
    "msisdn": "{{phone_number}}",
    "provider": "ORANGE",
    "country": "CI",
    "otp": "1234"
  },
  "action": {
    "successUrl": "{{Your Success URL}}",
    "failureUrl": "{{Your Failure URL}}"
  }
}

MTN & Moov Validation

For MTN and Moov operators, if the push confirmation notification does not automatically appear on the customer's phone, they must dial the following codes to validate the payment:

MTN CI: Dial *133# to access the validation menu.

Moov CI: Dial *155# to access the validation menu.

Response

{
  "id": "pr_bakvkozbmqcmte1d8izelffjlz",
  "type": "payin",
  "reference": "0f3fed58-0590-434e-8a00-5d6cd3560382",
  "status": "processing",
  "confirmationRequired": true,
  "confirmationStatus": "none",
  "paymentUrl": "https://business.novasend.app/link/QGRD4D",
  "customer": {
    "name": "Aziz",
    "phoneNumber": "+225xxxxxxxxx"
  },
  "mobileMoney": {
    "provider": {
      "name": "WAVE_CI"
    }
  },
  "isDirect": false,
  "payFee": false,
  "createdAt": "2026-01-19T09:11:25.832Z",
  "amount": 200,
  "fee": 7,
  "chargedAmount": 207,
  "currency": "XOF",
  "failure": null
}

Response Fields

Field	Description
id	Unique identifier of the payment session sent by novasend.
type	Operation type (`payin`).
reference	Merchant-provided reference identifying the payment.
status	Current payment status (`processing`, `processed`, `expired`, etc.).
confirmationRequired	Indicates whether customer confirmation is required before the payment is executed.
confirmationStatus	Current confirmation state (`none`, `pending`, `accepted`, `declined`).
paymentUrl	Web/deep link allowing the customer to confirm the payment. For a Wave payment, this field will contain the redirect URL to Wave.
isDirect	Indicates whether the payment was initiated as a direct flow.
payFee	Indicates whether fees are paid by the merchant.
createdAt	Payment session creation timestamp.
amount	Initial payment amount.
fee	Service fees applied to the payment.
chargedAmount	Total debited amount (amount + fees).
currency	Transaction currency (`XOF`, `USD`, etc.).
failure	Error details if the payment failed (`null` if successful).

customer

Field	Description
name	Name of the customer.
phoneNumber	Customer phone number (international format).

mobileMoney

Field	Description
provider	Object containing Mobile Money provider information.
provider.name	Mobile Money provider identifier (e.g. `WAVE_CI`).

Payment Status

GET https://business.novasend.app/v1/payin/{reference}

This endpoint allows you to retrieve the current status of a payment at any time.

Response

{
  "id": "pr_bakvkozbmqcmte1d8izelffjlz",
  "type": "payin",
  "reference": "0f3fed58-0590-434e-8a00-5d6cd3560382",
  "status": "processing",
  "confirmationRequired": true,
  "confirmationStatus": "none",
  "paymentUrl": "https://business.novasend.app/link/QGRD4D",
  "customer": {
    "name": "Aziz",
    "phoneNumber": "+225xxxxxxxxx"
  },
  "mobileMoney": {
    "provider": {
      "name": "WAVE_CI"
    }
  },
  "isDirect": false,
  "payFee": false,
  "createdAt": "2026-01-19T09:11:25.832Z",
  "amount": 200,
  "fee": 7,
  "chargedAmount": 207,
  "currency": "XOF",
  "failure": null
}

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